While no job is completely risk free, there are some roles that are a lot more hazardous than others. Still, when it comes to health and safety in the workplace, we’ve come a long way over the years. In this infographic, we take a look back at some of the most dangerous jobs in history and explore the risks involved with each. From the chariot racers of Ancient Greece and Ancient Rome, to the body collectors during the Bubonic plague in the 1300s, to the matchgirls of the 1800s and 1900s, we consider what kind of compensation payouts these workers would be entitled to if they suffered some of the most common work-related accidents and injuries of their day in 2020. Highest compensation payouts Violent death So, who on our list would be entitled to the biggest payout? That award goes to the medieval monarchs of Europe, who were 700 times more likely to be violently killed than the average citizen. If these monarchs were to suffer the same fate today, their next of kin would be … [Read more...]

What does public liability insurance cover? All businesses require sufficient cover to suit their structure, assets and how the company functions. Among these forms of insurance cover are professional indemnity insurance, employers’ liability insurance, product liability insurance and home business insurance. One of the most popular types is public liability insurance, but what exactly is it and what does it cover? What is public liability insurance for? Public liability insurance is designed to protect business owners from the cost of legal claims made against their business if a client or member of the public becomes injured or their property becomes damaged in the course of their business activities. It also benefits a business by reflecting a certain standard to organisations and trading authorities that may only work with companies that possess this type of cover. Unlike employers’ liability insurance, it doesn’t cover claims made by employees or temporary members of staff … [Read more...]

How to claim for an accident at work Accidents in the workplace are far more common than you might believe. In fact, according to  figures from the Health and Safety Executive (HSE), 581,000 non-fatal injuries occurred in the UK alone over the 2018/19 period. However, a RIDDOR (Reporting of Injuries, Diseases and Dangerous Occurrences Regulations) survey of the same period found that employers had reported only 12 per cent of this figure (69,208). This leads us to the first important part of claiming for an accident at work – that the accident and any injury sustained must be recorded in your employer’s accident book (with more serious incidents, there is a legal obligation for the employer to report the injury to the HSE). In addition to this, there are another couple of things you can do to help you out as you look to claim for a workplace injury: obtain the name and contact details of any witnesses to the accident take photographs and video of both your injuries and the … [Read more...]

What causes accidents at work? If you’ve been unfortunate enough to sustain an accident at work, you may be wondering if this falls into the category of being a work-related injury. You may assume that workplace accidents are only likely to happen in a dangerous environment such as a construction site, warehouse or factory, but in reality it’s possible for accidents to happen in any working environment, with many claims coming from people who work in an office. Starting a claim against your employer can be a difficult and unpleasant process, but it’s even harder to start if you’re unsure if the accident you’ve had is classed as an accident at work. In this blog, we focus on accidents at work, looking at what counts as a work-related injury and how the more common accidents are likely to occur. What constitutes an accident at work? Accidents can occur in many different forms, and the same can be said for accidents at work. Whether it’s a trip, slip, fall or any other type of … [Read more...]

How much compensation would these characters receive if these accidents were real? From kids’ classics like Home Alone to hide-behind-the-sofa horrors such as It, many of our favourite films have more than their fair share of accidents and injuries. Whether they feature minor scrapes or life-changing injuries, movies don’t tend to dwell on the legal implications of these mishaps. So, we thought we’d take a closer look at the sorts of accidents featured in popular flicks and ask ourselves about the compensation that people could expect to receive if they experienced a similar fate. Payouts of up to six figures From road traffic accidents to medical interventions gone wrong, our infographic covers a variety of notorious on-screen misfortunes, outlining how the characters were harmed and what level of compensation they could be in line for if something comparable happened to them in real life. For instance, in Harry Potter and the Chamber of Secrets, the wizard Gilderoy Lockhart performs … [Read more...]

If you're unfortunate to experience an accident at work, where it was not your fault and you suffer(ed) a workplace injury, then you are eligible for workplace accident compensation. Like with all accident compensation claims, it is required you to prove that the injury, disease or illness was due to the result of negligence of another party. If you are injured at work then your employer should be responsible for any negligence. Once you acquire a personal injury solicitor, you will be assisted in gathering all evidences for presenting the claim to the employer's insurer. Liability of Employers All employers should be responsible to safeguard their employees, visitors and contractors from injuries or accidents. This entails making sure that they provide each employee with the required machinery and tools in order to finish their work. Employers also need to make sure that machines and tools are properly maintained and in safe condition. Each employee's … [Read more...]